🍁 Canadian rewards audit

Collect the rewards your wallet keeps missing.

Upload one statement. Dracit finds the rewards your current cards already earned but left behind, names the better card you already carry, and hands you one fix for next month.

No bank login 🔒 No card numbers ⏱️ About 4 minutes
Sample audit +$42 found in a sample wallet
🍽️Dining→ Amex Cobalt+$18
🛒Groceries→ Scotia Gold+$14
🔁Recurring→ Amex Cobalt+$10
Gasalready best

Illustrative only — your real number comes from your own uploaded statement, not an average.

Your reward sticker book

Earn a sticker for every win.

Every category your wallet already covers fills a slot. Peel them all and your wallet is officially maxed out.

🍔
Dining
🛒
Groceries
🔁
Recurring
Gas
✈️
Travel
💊
Drugstore
🚌
Transit
🎬
Streaming
Stickers unlock as your uploaded statement clears each category — nothing is simulated.
Easy as 1 · 2 · 3

Start your sticker book.

💳
Step 1

Add your cards

Pick the cards you carry — by name. No card numbers, no bank login. Ever.

📄
Step 2

Upload a statement

Dracit sorts every purchase into categories and lets you double-check before anything is saved.

🏆
Step 3

Collect your wins

Get a sticker and one simple fix per category — which card to use next month to stop leaving rewards behind.

The real number

See what a year of missed rewards adds up to.

It comes from your real statements — not a made-up average. Upload one and watch your own number appear.

Audit my wallet
Coverage

The cards in your book.

180+ Canadian cards tracked. Add the ones you carry — Dracit knows every published earn rate.

🍽️
Amex Cobalt
known for dining
🛒
Scotiabank Gold Amex
known for groceries
🏬
PC World Elite
known for grocery & gas
💳
TD Cash Back Visa
known for everyday
🥑
BMO CashBack
known for groceries
✈️
RBC Avion
known for travel

Your best card depends on your own spend — Dracit picks it from your statement, not a generic list.

Is it safe?

The first question, answered.

Do you need my online banking login?+
No — never. You upload a statement file yourself. Dracit never connects to your bank and has no way to log in for you.
Do you store my card numbers?+
No. You add the cards you carry by name only. No card numbers are collected or stored, anywhere.
Can Dracit see my balance or move money?+
No. Dracit only reads the statement you upload to categorize your spend. It can't touch your accounts or move a cent.
Is it really free?+
Yes — free to start. No bank login, no card numbers, no catch. Built local-first for Canadian wallets.

Start your sticker book today.

Upload one statement and see exactly which rewards your wallet is missing — in about four minutes.

Audit my wallet
No bank login · No card numbers · Free to start